"What exactly does a financial speculator do?" "I make investments. I also watch for people who are being idiotic with their investments. And then I encourage them to go at it full-tilt, until I'm left with a profit while they're standing in a pile of smoking rubble." "How do you sleep at night?" she asked, appalled. Bowman flashed an insolent grin. "Very well, thank you." "I didn't mean—" "I know what you meant, Miss Appleton. I rest easy in the knowledge that I'm doing my victims a service.""This is how we court girls in America. We grab them and kiss them. And if they don't like it, we do it again, harder and longer, until they surrender. It saves us hours of witty repartee."*I especially chose those funny parts because if I quote swoony moments I'll end up quoting the whole book. The author is already a giveaway for a good time. What have I been doing all this time and why haven't I gotten around to reading this wonderful series? For somebody who loves this author so much, I wasn't a very good avid reader. Clearly I have been missing a great deal of emotion, passion, and satisfaction.A Wallflower Christmas was such a lovely treat and a great addition, if not the last, for our beautiful wallflower characters. Hannah and Rafe were a delightful pair both passionate, strong-willed, and admirable. I am so happy they were written the way they are and I won't want it any other way. So I guess this was her last Historical Romance until she could write another set of striking heroes and heroines. I feel really sad for this to end because this was a very good story and these are the people you wouldn't want to part away so soon. I love everything so much I can't help it. 'Christmas wasn't merely a single day. Christmas was a feeling.'